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  • © 2017

Deposit Insurance Schemes

Funding, Policy and Operational Challenges

Palgrave Macmillan
  • Provides analysis of deposit insurance systems
  • Proposes solutions for key challenges in deposit insurance
  • Features numerous examples and calculations
  • Includes coverage of target funding and ideally optimized funding
  • Coverage of funding issues for EU member states

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Table of contents (7 chapters)

  1. Front Matter

    Pages i-xviii
  2. Deposit Insurance at a Glance

    • Djurdjica Ognjenovic
    Pages 1-48
  3. Key Design Features of an Explicit DIS

    • Djurdjica Ognjenovic
    Pages 49-104
  4. Challenges of Funding a DIS

    • Djurdjica Ognjenovic
    Pages 105-155
  5. Target Funding

    • Djurdjica Ognjenovic
    Pages 157-181
  6. Optimized Funding

    • Djurdjica Ognjenovic
    Pages 183-208
  7. Deposit Insurance in the European Union

    • Djurdjica Ognjenovic
    Pages 209-258
  8. Funding Deposit Insurance Schemes in the European Union

    • Djurdjica Ognjenovic
    Pages 259-303
  9. Back Matter

    Pages 305-313

About this book

This book provides a comprehensive overview of funding arrangements for explicit deposit insurance schemes. Responding to international guidelines and best practice, it discusses policy decisions and operational challenges which deposit insurers face in the financial management of ex-ante deposit insurance funds. Numerous examples are provided, and solutions offered on sources and uses of funds, focusing on target and optimal funding.

 Coverage includes:

  • the role that modern deposit insurance schemes play in ensuring financial stability
  • how to design the main deposit insurance features in order to maximize compliance with international standards
  • the different types of funding and financial planning for deposit insurance
  • methods for setting the target fund size level
  • optimal deposit insurance funding
  • challenges faced by the European Union members following new deposit insurance and bank resolution directives.

The book concludes by providing a comprehensive overview of funding issues and recommendations for deposit insurance schemes in the European Union.

Authors and Affiliations

  • Zagreb, Croatia

    Djurdjica Ognjenovic

About the author

Djurdjica Ognjenovic is an international consultant on deposit insurance and bank resolution, working for the Word Bank and other international financial institutions. She is an internationally recognized expert on financial stability, specifically deposit insurance and bank resolution, EU banking regulation, and financial markets. She was the first director of the Croatian Deposit Insurance System from 1998 to 2001. Djurdjica holds Masters degrees from the Economic Faculty Zagreb in Croatia (1996), a Diploma from the London School of Economics and Politics (LSE), UK, as well as a Bachelors degree (1992 and 1991 respectively) from the Economic Faculty Osijek in Croatia.

Bibliographic Information

  • Book Title: Deposit Insurance Schemes

  • Book Subtitle: Funding, Policy and Operational Challenges

  • Authors: Djurdjica Ognjenovic

  • Series Title: Palgrave Macmillan Studies in Banking and Financial Institutions

  • DOI: https://doi.org/10.1007/978-3-319-51143-6

  • Publisher: Palgrave Macmillan Cham

  • eBook Packages: Economics and Finance, Economics and Finance (R0)

  • Copyright Information: The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2017

  • Hardcover ISBN: 978-3-319-51142-9Published: 23 March 2017

  • Softcover ISBN: 978-3-319-84578-4Published: 18 July 2018

  • eBook ISBN: 978-3-319-51143-6Published: 13 March 2017

  • Series ISSN: 2523-336X

  • Series E-ISSN: 2523-3378

  • Edition Number: 1

  • Number of Pages: XVIII, 313

  • Number of Illustrations: 2 b/w illustrations, 5 illustrations in colour

  • Topics: Banking

Buy it now

Buying options

eBook USD 129.00
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book USD 169.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book USD 169.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Other ways to access