A Fragile Balance

Emergency Savings and Liquid Resources for Low-Income Consumers

Editors: Collins, J. (Ed.)

Buy this book

eBook $89.00
price for USA
  • ISBN 978-1-137-48237-2
  • Digitally watermarked, DRM-free
  • Included format: EPUB, PDF
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $120.00
price for USA
  • ISBN 978-1-137-48781-0
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
Softcover $115.00
price for USA
  • ISBN 978-1-349-50398-8
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
About this book

A Fragile Balance examines strategies to promote emergency savings, especially among underserved households. Each chapter is by an expert contributor and proposes an innovative financial product or service designed to bolster emergency savings among low-asset families. This collection also offers readers insights into the role of emergency savings and mechanisms to facilitate savings behaviors, and raises critical questions of the scale, institutional capacity, sustainability, accessibility, and effectiveness of existing programs.

About the authors

Dan Ariely, Duke University, USA Sonya Caesar, Community College of Baltimore County, USA Krista Comer, Washington University in St. Louis, USA Jessica Dorrance, University of North Carolina, USA Karan Gill, King County Council, WA, USA Leah Gjertson, University of Wisconsin-Madison, USA Michal Grinstein-Weiss, Washington University in St. Louis, USA Jayson Halladay, Piggymojo, USA Karen Heisler, Rural Dynamics Inc., USA Sharon Henderson, Prosperity Works, USA Ingrid Holguin, Opportunity Fund, USA Clinton Key, The Pew Charitable Trusts, USA Ed Khashadourian, Opportunity to Assets, USA Cäzilia Loibl, The Ohio State University, USA Seth Lutter, Rural Dynamics, Inc., USA Kim Manturuk, Duke University, USA Margaret McKenna, ConTEXT, USA Benita Melton, Charles Stewart Mott Foundation, USA Dana Mills, The Prosperity Agenda, USA Jonathan Mintz, Cities for Financial Empowerment Fund, USA Stephanie Moulton, The Ohio State University, USA Dana Perantie, Washington University in St. Louis, USA Blair Russell, Center for Social Development, USA Anya Samak, University of Wisconsin-Madison, USA Thomas Shapiro, Brandeis University, USA

Table of contents (14 chapters)

  • Paying for the Unexpected: Making the Case for a New Generation of Strategies to Boost Emergency Savings, Affording Contingencies, and Liquid Resources for Low-Income Families

    Collins, J. Michael

    Pages 1-15

  • Liquid Savings Patterns and Credit Usage among the Poor

    Gjertson, Leah

    Pages 17-37

  • Upside Down: The Failure of Federal Tax Policies to Support Emergency Savings

    Levin, Ezra

    Pages 39-53

  • Save at Home: Building Emergency Savings One Mortgage Payment at a Time

    Moulton, Stephanie (et al.)

    Pages 55-74

  • The SaveUSA Coalition: Using Behavioral Economics to Build Unrestricted Savings at Tax Time

    Mintz, Jonathan

    Pages 75-86

Buy this book

eBook $89.00
price for USA
  • ISBN 978-1-137-48237-2
  • Digitally watermarked, DRM-free
  • Included format: EPUB, PDF
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $120.00
price for USA
  • ISBN 978-1-137-48781-0
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
Softcover $115.00
price for USA
  • ISBN 978-1-349-50398-8
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.

Services for this book

Loading...

Bibliographic Information

Bibliographic Information
Book Title
A Fragile Balance
Book Subtitle
Emergency Savings and Liquid Resources for Low-Income Consumers
Editors
  • J. Collins
Copyright
2015
Publisher
Palgrave Macmillan US
Copyright Holder
J. Michael Collins
eBook ISBN
978-1-137-48237-2
DOI
10.1057/9781137482372
Hardcover ISBN
978-1-137-48781-0
Softcover ISBN
978-1-349-50398-8
Edition Number
1
Number of Pages
X, 234
Number of Illustrations and Tables
8 b/w illustrations
Topics