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Financial Literacy Education

Edu-Regulating our Saving and Spending Habits

Authors: Zokaityte, Asta

  • Presents an original contribution to the understanding of an under-researched area of consumer financial educationResponds to the growing popularity of, and demand for, consumer financial educationProblematises the conventional, mainstream narrative of financial literacy education as a viable technique of consumer empowerment and protectionArgues that financial literacy education contributes to further responsibilisation and marginalisation of consumers in financial markets

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eBook $99.00
price for USA (gross)
  • ISBN 978-3-319-55017-6
  • Digitally watermarked, DRM-free
  • Included format: PDF, EPUB
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $129.00
price for USA
  • ISBN 978-3-319-55016-9
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
About this book

This book explores the issue of consumer financial education, responding to increased interest in, and calls to improve peoples’ financial literacy skills and abilities to understand and manage their money. New conceptual frameworks introduced in the book offer academic audiences an innovative way of thinking about the project on financial literacy education. Using the concepts of ‘edu-regulation’ and ‘financial knowledge democratisation’ to analyse the financial education project in the UK, the book exposes serious, and often ignored, limitations to using information and education as tools for consumer protection. It challenges the mainstream representation of financial literacy education as a viable solution to consumer financial exclusion and poverty. Instead, it argues that the project on financial literacy education fails to acknowledge important dependences between consumer financial behaviour and the socio-economic, political, and cultural context within which consumers live. Finally, it reveals how these international and national calls for ever greater financial education oversimplify and underestimate the complexity of consumer financial decision-making in our modern times.


About the authors

Asta Zokaityte, PhD, is a lecturer at Kent Law School, UK, where she teaches commercial law. Her research interests lie in the areas of financial services regulation, consumer protection, law and development, gender, and socio-legal studies. She has years of professional legal experience having worked as a lawyer in Lithuania, where she advised corporate clients across different fields of practice, including but not limited to: consumer credit, capital markets and securities law, corporate restructuring and insolvency. Asta Zokaityte has published her work in international journals.

Table of contents (8 chapters)

  • Introduction

    Zokaityte, Asta

    Pages 1-23

  • Consumer Financial Education as a Novel Edu-Regulatory Technique

    Zokaityte, Asta

    Pages 25-69

  • Pension Privatisation and the Emergence of the Financial Education Project in the UK

    Zokaityte, Asta

    Pages 71-112

  • A Financial Literacy Indicator—Measuring Consumer Financial Knowledge, Skills and Attitudes to Money

    Zokaityte, Asta

    Pages 113-152

  • Personal Finance Education at English Schools

    Zokaityte, Asta

    Pages 153-189

Buy this book

eBook $99.00
price for USA (gross)
  • ISBN 978-3-319-55017-6
  • Digitally watermarked, DRM-free
  • Included format: PDF, EPUB
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $129.00
price for USA
  • ISBN 978-3-319-55016-9
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
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Bibliographic Information

Bibliographic Information
Book Title
Financial Literacy Education
Book Subtitle
Edu-Regulating our Saving and Spending Habits
Authors
Copyright
2017
Publisher
Palgrave Macmillan
Copyright Holder
The Editor(s) (if applicable) and The Author(s)
eBook ISBN
978-3-319-55017-6
DOI
10.1007/978-3-319-55017-6
Hardcover ISBN
978-3-319-55016-9
Edition Number
1
Number of Pages
XII, 303
Topics