Overview
- Authors:
-
-
Santiago Carbó
-
Edward P. M. Gardener
-
Philip Molyneux
Access this book
Other ways to access
Table of contents (9 chapters)
-
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 1-3
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 4-13
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 14-44
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 45-81
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 82-97
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 98-111
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 112-144
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 145-168
-
- Santiago Carbó, Edward P. M. Gardener, Philip Molyneux
Pages 169-170
-
Back Matter
Pages 171-184
About this book
This text is concerned with the increasingly important and problematic area of financial exclusion, broadly defined as the inability and/or reluctance of particular societal groups to access mainstream financial services. This has emerged as a major international policy issue. There is growing evidence that deregulation in developed financial sectors improves financial inclusion for some societal groups (more products become available to a bigger customer base), but may at the same time exacerbate it for others (for example, by emphasizing greater customer segmentation and more emphasis on risk-based pricing and 'value added'). In developing countries access to financial services is typically limited and therefore providing wider access to such services can aid financial and economic development. This is the first text to analyze financial exclusion issues in different parts of the world and it covers the various public and private sector mechanisms that have been advanced to help eradicate this problem.
About the authors
Author Philip Molyneux: Professor Philip Molyneux is Dean of the College of Business, Law, Education and Social Science, and Professor of Banking and Finance at Bangor University, UK. His mian area of research is on structure and efficiency of banking markets and he has published widely in this area. He has also published a variety of texts on banking areas and acted as a consultant to: New York Federal Reserve Bank, the World Bank, the European Commission, the UK Treasury, Citibank Private Bank, Barclays Wealth, McKinsey & co, Credit Suisse and various other international banks and consulting firms.
