Social and Psychological Dimensions of Personal Debt and the Debt Industry

1. Front Matter

   Pages i-xviii

   PDF

2. Introduction

   1. Introduction

      • Carl Walker, Serdar M. Değirmencioğlu

      Pages 1-15

3. Austerity, Financialisation and Serial Asset Extraction: Understanding Institutionalised Suffering

   1. Front Matter

      Pages 17-17

      PDF

   2. Debt in the Everyday Lives of 100 Families Experiencing Urban Poverty in New Zealand

      • Darrin Hodgetts, Emily Garden, Shiloh Groot, Kerry Chamberlain

      Pages 19-38

   3. All Roads Lead to Finance: A Critical Overview of Debt in the USA

      • Daniel G. Cooper, Bradley D. Olson

      Pages 39-60

   4. The Impact of the Swiss Franc Loans Crisis on Croatian Households

      • Petra Rodik

      Pages 61-83

   5. The Consequences of Evictions in Spain

      • Aïda Ballester, Moisés Carmona, Rubén David Fernández, Ana González, Johanna Jiménez, Elies Martínez et al.

      Pages 84-100

   6. The Experiences of Individuals in Debt during an Era of Extreme Austerity in Greece

      • Alexandra Papamichail, Petros Mizamidis

      Pages 101-119

4. The Public Face of the Debt Industry: Discourse and Wellbeing

   1. Front Matter

      Pages 121-121

      PDF

   2. Debt Dynamics in the UK and Beyond: How Propaganda Impedes Effective Political Action

      • Mark Burton

      Pages 123-137

   3. The Social Construction of “Indebted Man”: Economic Crisis, Discursive Violence and the Role of Mass Media in Italy

      • Adriano Zamperini, Marialuisa Menegatto

      Pages 138-159

   4. Chasing Happiness through Personal Debt: An Example of Neoliberal Influence in Norwegian Society

      • Salman Türken, Erik Carlquist, Henry Allen

      Pages 160-179

   5. “Financial Capability” Considered from a Community Psychology-Informed Process in the North East of England

      • Jacqui Lovell, Jacqui Akhurst

      Pages 180-202

   6. The Indebted Individual: Dominant Discourses and Alternative Understandings of Personal Debt in the UK

      • Paul Hanna, Liz Cunningham, Carl Walker

      Pages 203-221

5. Political Histories of Personal Debt: Managed Decline, the Debt Industry and Wellbeing

   1. Front Matter

      Pages 223-223

      PDF

   2. Online Peer-to-Peer Lending as a New Profit Industry and Debt Trap

      • Ceylan Cizmeli, Mert Demir

      Pages 225-240

   3. Thinking about the Personal Debt Industry: Voices from Puerto Rico

      • Dolores S. Miranda Gierbolini, Ida de Jesús Collazo

      Pages 241-255

   4. Personal Debt in Third-World Latin American Society

      • Douglas Marlon Arévalo Mira

      Pages 256-267

   5. The Personal Debt Industry: Racist Debt Practices and Pasifika Peoples in New Zealand

      • Bruce Curtis, Cate Curtis

      Pages 268-287

   6. Conclusion: Thoughts for the Future

      • Carl Walker

      Pages 288-297

An understanding of personal debt requires an understanding of the complex social systems that produce poverty. By drawing upon international perspectives, this book investigates why more and more people are in debt, why it is causing so much mental distress and exactly who is benefiting from what has become the world's number one growth industry.

• Personal debt
• mental health
• international
• social
• psychological
• credit
• loan
• mortgage
• economic crisis
• community psychology
• development
• foreclosure
• Community Psychology
• crisis
• growth
• happiness
• poverty
• psychology
• stress
• development aid

• Doğuş University, Turkey

  Serdar M. Değirmencioğlu

• University of Brighton, UK

  Carl Walker

Darrin Hodgetts, University of Waikato, New Zealand Shiloh Groot, University of Auckland, New Zealand Kerry Chamberlain, Massey University, New Zealand Emily Garden, Auckland City Mission, New Zealand Daniel G Cooper, Institute on Public Safety and Social Justice, Adler School, USA Bradley D Olson, National Louis University, USA Petra Rodik, University of Zagreb, Croatia Aïda Ballester, Universitat de Barcelona, Spain Moisés Carmona, Universitat de Barcelona, Spain Rubén David Fernández, Universitat de Barcelona, Spain Ana González, Universitat de Barcelona, Spain Johanna Jiménez, Universitat de Barcelona, Spain Elies Martínez, Universitat de Barcelona, Spain Irene Moulas, Universitat de Barcelona, Spain Laura Peret, Universitat de Barcelona, Spain Carolina Viano, Universitat de Barcelona, Spain Alexandre Papamichail, University of Bristol, UK Petros Mizamidi, Independent Scholar, Greece Mark Burton, Manchester Metropolitan University, UK Adriano Zamperini, University of Padua, Italy Marialuisa Menegatto, Verona University, Italy Salman Turken, University of Oslo, Norway Erik Carlquist, University of Oslo, Norway Henry Allen, University of East Anglia, UK Jacqui Akhurst, York St John University, UK Jacqui Lovell, York St John University Paul Hanna, University of Brighton, UK Liz Cunningham, University of Brighton, UK Carl Walker, University of Brighton, UK Ceylan Cizmeli, State University of New York at Oswego, USA Mert Demir, City University of New York, USA Dolores S. Miranda Gierbolini, University of Puerto Rico Ida de Jesús Collazo, University of Puerto Rico Douglas Marlon Arévalo Mira Bruce Curtis, University of Auckland, New Zealand Cate Curtis, University of Waikato, New Zealand

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