Palgrave Macmillan Studies in Banking and Financial Institutions

Institutional Diversity in Banking

Small Country, Small Bank Perspectives

Editors: Miklaszewska, Ewa (Ed.)

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  • Explores the role of small banks in lending activities for SMEs
  • Focuses on Poland and Central and East European Countries (CEE) as well as other European countries with a strong presence of cooperative banks
  • Presents new evidence on how competitive market structure and bank characteristics affect the stability and efficiency of banking sectors
  • Written from the post-crisis perspective
  • Features case studies from Poland and Finland
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  • ISBN 978-3-319-42073-8
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Hardcover 139,09 €
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  • ISBN 978-3-319-42072-1
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  • Usually dispatched within 3 to 5 business days.
Softcover 139,09 €
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  • ISBN 978-3-319-82493-2
  • Free shipping for individuals worldwide
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About this book

This book offers a comparative analysis of how post-crisis restructuring has affected the evolution and prospects of small, locally-oriented banks. The discussion focuses specifically on “small” European countries; that is, countries with diversified banking systems, with a strong presence of cooperative and other forms of local banks. Such countries include highly developed economies like Italy and emerging European economies, such as Poland. The authors stress the unique importance of local banks in generating credit for both households and firms, and hence in contributing to overall economic growth. Chapters cohere around the argument that although smaller banks fared better than their larger counterparts the recent financial crisis, they have been directly and indirectly discriminated against in post-crisis restructuring schemes, and, as such, face many operational and strategic challenges today. The contributors are a distinguished group of researchers with expert knowledge of the competitive positions of and opportunities for locally oriented banks, who combine theoretical and empirical perspectives on these topics.

About the authors

Ewa Miklaszewska is Professor in Banking and Finance at Cracow University of Economics and Jagiellonian University of Cracow, Poland. She was a visiting researcher in a number of universities, including New York University Stern School of Business (US) and the University of Wales at Bangor (UK). She has also worked in Polish regulatory institutions, including the Ministry of Finance and the National Bank of Poland. She serves on the management committee of the European Association of University Teachers of Banking and Finance (the Wolpertinger Group), and belongs to the group of founding members of the Center for Relationship Banking and Economics (CERBE) at LUMSA University in Rome, Italy. Her research interests are the strategic and regulatory developments in global banking; issues in corporate governance; and the role of ethics in banking.

Table of contents (10 chapters)

Table of contents (10 chapters)
  • The Evolution of Banking Regulation in the Post-Crisis Period: Cooperative and Savings Banks’ Perspective

    Pages 1-31

    Ferri, Giovanni

  • The Role of Stakeholder Banks in the European Banking Sector

    Pages 33-50

    Kalmi, Panu

  • Banks’ Business Models in Europe: Are Cooperative Banks Different?

    Pages 51-72

    Ayadi, Rym

  • Cooperative Banks: Is Demutualization an Answer? The Experience of Building Societies in the UK

    Pages 73-100

    Akinsoyinu, Clements A.

  • Community Banks and Lending Technologies: Evidence from the Italian Retail Market

    Pages 101-119

    Milani, Carlo

Buy this book

eBook 107,09 €
price for Germany (gross)
  • ISBN 978-3-319-42073-8
  • Digitally watermarked, DRM-free
  • Included format: EPUB, PDF
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover 139,09 €
price for Germany (gross)
  • ISBN 978-3-319-42072-1
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
Softcover 139,09 €
price for Germany (gross)
  • ISBN 978-3-319-82493-2
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.

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Bibliographic Information

Bibliographic Information
Book Title
Institutional Diversity in Banking
Book Subtitle
Small Country, Small Bank Perspectives
Editors
  • Ewa Miklaszewska
Series Title
Palgrave Macmillan Studies in Banking and Financial Institutions
Copyright
2017
Publisher
Palgrave Macmillan
Copyright Holder
The Editor(s) (if applicable) and The Author(s)
eBook ISBN
978-3-319-42073-8
DOI
10.1007/978-3-319-42073-8
Hardcover ISBN
978-3-319-42072-1
Softcover ISBN
978-3-319-82493-2
Series ISSN
2523-336X
Edition Number
1
Number of Pages
XXIX, 285
Number of Illustrations
33 b/w illustrations
Topics