Bank Risk, Governance and Regulation

1. Front Matter

   Pages i-xix

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2. Credit Quality, Bank Provisioning and Systematic Risk in Banking Business

   • Josanco Floreani, Maurizio Polato, Andrea Paltrinieri, Flavio Pichler

   Pages 1-34

3. The Estimation of Banks’ Cost of Capital through the Capital at Risk Model: An Empirical Investigation across European Banks

   • Federico Beltrame, Daniele Previtali, Luca Grassetti

   Pages 35-65

4. Moving towards a Pan-European Deposit Guarantee Scheme: How Bank Riskiness Is Relevant in the Scheme

   • Giusy Chesini, Elisa Giaretta

   Pages 66-104

5. Back to the Future: Prospective Bank Risk Management in a Financial Analysis Perspective

   • Rosa Cocozza

   Pages 105-126

6. Financial Innovation in Banking

   • Francesca Arnaboldi, Bruno Rossignoli

   Pages 127-162

7. Risk and Efficiency in European Banking — Does Corporate Governance Matter?

   • Magnus Willesson

   Pages 163-181

8. Towards a Macroprudential Policy in the EU

   • Elisabetta Gualandri, Mario Noera

   Pages 182-205

9. Italian Banks Facing Basel 3 Higher Capital Requirements: Which Strategies Are Actually Feasible?

   • Franco Tutino, Giorgio Carlo Brugnoni, Maria Giovanna Siena

   Pages 206-234

10. Back Matter

    Pages 235-241

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This book presents research from leading researchers in the European banking field to explore three key areas of banking. In Bank Risk, Governance and Regulation, the authors conduct micro- and macro- level analysis of banking risks and their determinants. They explore areas such as credit quality, bank provisioning, deposit guarantee schemes, corporate governance and cost of capital. The book then goes on to analyse different aspects of the relationship between bank risk management, governance and performance. Lastly the book explores the regulation of systemic risks posed by banks, and examines the effects of novel regulatory sets on bank conduct and profitability. The research in this book focuses on aspects of the European banking system; however it also offers wider insight into the global banking space and offers comparisons to international banking systems. The study provides in-depth insight into many areas of bank risk, governance and regulation, before finally addressing the question: which banking strategies are actually feasible?

• Bank lending
• bank management
• bank risk
• financial regulation
• corporate governance
• financial innovation
• bank
• Bank Management
• banking
• Banking Industry
• Governance
• innovation
• management
• risk management
• statistics

• Università Cattolica del Sacro Cuore, Italy

  Elena Beccalli, Federica Poli

• London School of Economics, UK

  Elena Beccalli

Elena Beccalli is Full Professor of Banking and Finance at Università Cattolica del Sacro Cuore, Italy, where she is the Dean of the School of Banking, Finance and Insurance. She is visiting Senior Fellow in Accounting at the London School of Economics and Political Science, UK, where she is a Research Associate at the Centre for Analysis of Risk and Regulation. Elena Beccalli is the author of books and articles in academic national and international journals in the area of economics of financial institutions.

Federica Poli is Associate Professor of Banking and Finance at Università Cattolica del Sacro Cuore, Italy, where she is the Director of the Undergraduate degree in Service Management, and Director of the MA in International Trade Management. She is the author of publications in national and international academic journals and books in the area of bank management and financial intermediation.

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