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Disruptive Technology in Banking and Finance

An International Perspective on FinTech

Palgrave Macmillan
  • Exemplifies the potential of FinTech to deliver important economic and societal gains
  • Offers insightful cross-country analysis and different perspectives to evaluate opportunities and challenges
  • Challenges the business models of incumbent financial intermediaries like banks

Part of the book series: Palgrave Studies in Financial Services Technology (FST)

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Table of contents (11 chapters)

  1. Front Matter

    Pages i-xxiii
  2. Introduction

    • Timothy King, Francesco Saverio Stentella Lopes, Abhishek Srivastav, Jonathan Williams
    Pages 1-8
  3. A Historical Perspective on Disruptive Technologies

    • Rossella Locatelli, Cristiana Schena, Alessandra Tanda
    Pages 9-45
  4. A Taxonomy of FinTech Innovation

    • James Bowden, Timothy King, Dimitrios Koutmos, Tiago Loncan, Francesco Saverio Stentella Lopes
    Pages 47-91
  5. Cryptocurrency Mining Protocols: A Regulatory and Technological Overview

    • Timothy King, Dimitrios Koutmos, Francesco Saverio Stentella Lopes
    Pages 93-134
  6. FinTech and Banking: An Evolving Relationship

    • Santiago Carbó-Valverde, Pedro J. Cuadros-Solas, Francisco Rodríguez-Fernández
    Pages 161-194
  7. FinTech Cultures and Organizational Changes in Financial Services Providers

    • Timothy King, Daniele Angelo Previati
    Pages 195-219
  8. Back Matter

    Pages 315-320

About this book

This book exemplifies the potential of FinTech to deliver important economic and societal gains, such as enhancing competition and financial inclusion to deliver tailored financial products and services at more affordable prices and at greater convenience. The emergence of FinTech directly challenges the business models of incumbent financial intermediaries like banks, which are adapting by developing their own FinTech offerings and partnering with FinTech and large technology firms. FinTech also constitutes both known and unknown risks to financial stability and challenges regulators to evaluate whether existing regulations are sufficient. The emergence of FinTech as a global phenomenon requires insightful cross-country analysis and different perspectives to evaluate its development and associated opportunities and challenges. This book will be of interest to practitioners, regulators and students of this essential enabling technology that is a major component of the Fourth Industrial Revolution.

Editors and Affiliations

  • University of Kent, Kent, UK

    Timothy King

  • Roma Tre University, Rome, Italy

    Francesco Saverio Stentella Lopes

  • University of Edinburgh, Edinburgh, UK

    Abhishek Srivastav

  • Bangor University, Bangor, UK

    Jonathan Williams

About the editors

Timothy King is Director of the Centre for Quantitative Finance at the University of Kent. His research interests include Banking, FinTech, Corporate Governance and Corporate Finance. He has published in leading academic journals including the Journal of Corporate Finance and British Journal of Management.

Francesco Saverio Stentella Lopes is Senior (type B) Researcher at the University of Rome. His research focuses on Banking and Innovation, and he has published in renowned academic journals including the Journal of Financial and Quantitative Analysis and the Journal of Banking and Finance.

Abhishek Srivastav is currently Senior Lecturer in Finance at the University of Edinburgh. His research interests include Empirical Corporate Finance, Climate Change and Financial Intermediation. He has published in leading academic journals, including the Journal of Accounting and Economics and Management Science.

Jonathan Williamsis Professor of Banking and Finance at Bangor University, Co-Director of the Institute of European Finance, Chair of the European Association of Teachers of Banking and Finance, and Editor of World Banking Abstracts. His main research interests are in Empirical Banking.

Bibliographic Information

  • Book Title: Disruptive Technology in Banking and Finance

  • Book Subtitle: An International Perspective on FinTech

  • Editors: Timothy King, Francesco Saverio Stentella Lopes, Abhishek Srivastav, Jonathan Williams

  • Series Title: Palgrave Studies in Financial Services Technology

  • DOI: https://doi.org/10.1007/978-3-030-81835-7

  • Publisher: Palgrave Macmillan Cham

  • eBook Packages: Business and Management, Business and Management (R0)

  • Copyright Information: The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2021

  • Hardcover ISBN: 978-3-030-81834-0Published: 01 November 2021

  • Softcover ISBN: 978-3-030-81837-1Published: 01 November 2022

  • eBook ISBN: 978-3-030-81835-7Published: 31 October 2021

  • Series ISSN: 2662-5083

  • Series E-ISSN: 2662-5091

  • Edition Number: 1

  • Number of Pages: XXIII, 320

  • Number of Illustrations: 7 b/w illustrations, 11 illustrations in colour

  • Topics: Financial Engineering, Financial Services, International Finance, Business and Management, general

Buy it now

Buying options

eBook USD 129.00
Price excludes VAT (USA)
  • Available as EPUB and PDF
  • Read on any device
  • Instant download
  • Own it forever
Softcover Book USD 169.99
Price excludes VAT (USA)
  • Compact, lightweight edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info
Hardcover Book USD 169.99
Price excludes VAT (USA)
  • Durable hardcover edition
  • Dispatched in 3 to 5 business days
  • Free shipping worldwide - see info

Tax calculation will be finalised at checkout

Other ways to access