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Payday Lending in Canada in a Global Context

A Mature Industry with Chronic Challenges

Editors: Buckland, Jerry, Robinson, Chris, Spotton Visano, Brenda (Eds.)

  • Adds data, analysis, and lessons from Canada, the US, and the UK to a growing global conversation on high-cost credit
  • Features perspectives from an interdisciplinary team of experts with almost 10 years of collaborative experience
  • Provides a comprehensive and holistic analysis of the payday lending business, consumers, and regulators
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Buy this book

eBook 95,19 €
price for Spain (gross)
  • ISBN 978-3-319-71213-0
  • Digitally watermarked, DRM-free
  • Included format: PDF, EPUB
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover 119,59 €
price for Spain (gross)
  • ISBN 978-3-319-71212-3
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
  • The final prices may differ from the prices shown due to specifics of VAT rules
About this book

This book analyzes the highly contentious payday lending industry, presenting valuable new data collected during Canada's recent regulatory reviews and demonstrating its relevance to payday lending conversations taking place worldwide. The authors treat the industry with a balanced hand by establishing its importance as an example of financialization and acknowledging the complex impact of payday lending services on low-income and credit-constrained clients. Up-to-date data from an interdisciplinary mix of financial, econometric, legal, behavioral economic, and socioeconomic sources—all in the context of an established Canadian industry—provide both proponents and opponents of payday lending with valuable evidence for their discussions of how much regulation is required to minimize harmful consequences. These insights from Canada expand a US-centric conversation and provide a key resource for the growing list of countries in which the industry is present, from the UK and Poland to South Africa and Australia.

About the authors

Jerry Buckland is Professor of International Development Studies, Menno Simons College, Canadian Mennonite University, Canada. 
Chris Robinson is Professor of Finance, School of Administrative Studies, York University, Canada.
Brenda Spotton Visano is Professor of Economics and Public Policy, Department of Economics, The School of Public Policy & Administration, York University, Canada. 

Table of contents (8 chapters)

  • Introduction

    Buckland, Jerry (et al.)

    Pages 1-40

    Preview Buy Chapter 30,19 €
  • A Statistical Profile of Payday Loan Clients from National Surveys

    Simpson, Wayne (et al.)

    Pages 41-64

    Preview Buy Chapter 30,19 €
  • A Socio-economic Examination of Payday Loan Clients: Why and How People Use Payday Loans

    Buckland, Jerry

    Pages 65-81

    Preview Buy Chapter 30,19 €
  • A Business Analysis of the Payday Loan Industry

    Robinson, Chris

    Pages 83-127

    Preview Buy Chapter 30,19 €
  • Ethical Issues Related to Payday Lending

    Robinson, Chris (et al.)

    Pages 129-145

    Preview Buy Chapter 30,19 €

Buy this book

eBook 95,19 €
price for Spain (gross)
  • ISBN 978-3-319-71213-0
  • Digitally watermarked, DRM-free
  • Included format: PDF, EPUB
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover 119,59 €
price for Spain (gross)
  • ISBN 978-3-319-71212-3
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
  • The final prices may differ from the prices shown due to specifics of VAT rules
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Bibliographic Information

Bibliographic Information
Book Title
Payday Lending in Canada in a Global Context
Book Subtitle
A Mature Industry with Chronic Challenges
Editors
  • Jerry Buckland
  • Chris Robinson
  • Brenda Spotton Visano
Copyright
2018
Publisher
Palgrave Macmillan
Copyright Holder
The Editor(s) (if applicable) and The Author(s)
eBook ISBN
978-3-319-71213-0
DOI
10.1007/978-3-319-71213-0
Hardcover ISBN
978-3-319-71212-3
Edition Number
1
Number of Pages
XXI, 245
Number of Illustrations and Tables
2 b/w illustrations
Topics