Happy Summer—stock up and save 30% on Palgrave books, eBooks & journals! Shop now >>

Indebtedness in Early Adulthood

Causes and Remedies

Editors: Hauff, Jeanette Carlsson, Gärling, Tommy, Lindblom, Ted (Eds.)

Free Preview
  • Provides an in-depth description of the increasing knowledge regarding negative consequences of young adults’ indebtedness and over-indebtedness, such as health problems
  • Examines the supply of young adults borrowing in Sweden with special focus on high-interest instant loans and more easily available types of credit
  • Addresses the impact on individual borrowing decisions of aggressive marketing, the role of consumption desires, and the importance of feelings of lack of financial resources
  • Discusses the roles of legislation and the various tools available to legislators to dampen young adults’ indebtedness
see more benefits

Buy this book

eBook $64.99
price for USA (gross)
  • ISBN 978-3-030-13996-4
  • Digitally watermarked, DRM-free
  • Included format: EPUB, PDF
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $119.99
price for USA
  • ISBN 978-3-030-13995-7
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.
About this book

This book reviews problems with credit use and causes of indebtedness among young adults, while uncovering possibilities to encourage a healthier attitude towards loans in this segment of the population. Both consumption loans and mortgages are covered in order to adequately represent real-world credit use by young people about to enter adulthood. It focuses on three distinctive actors: the legislative authorities, the financial institution, most commonly a bank, and finally the individual borrower. More specifically, the book discusses the functioning of these three entities in the context of young adults borrowing behaviour, and would appeal to academics, researchers and students of financial institutions and banking.




About the authors

Jeanette Carlsson Hauff received a PhD from the University of Gothenburg, Sweden, and is now an Assistant Professor at the same university. Her research focuses on consumer behaviour and financial services and she has been published in peer-reviewed international journals (such as European Journal of Marketing) and book chapters.

Tommy Gärling was the endowed professor of psychology at University of Gothenburg, Sweden from 1992 to 2006. He is a fellow of the International Association of Applied Psychology (divisions of economic psychology, environmental psychology, traffic and transportation psychology) and was president of the environmental psychology division from 1998 to 2002.

Ted Lindblom is Professor at the Department of Business Administration at the School of Business, Economics and Law, at the University of Gothenburg, Sweden. His current research mainly concerns industrial and financial management with particular focus on corporate finance, investment and financial structure decisions, banking, risk and regulation.



Table of contents (8 chapters)

Table of contents (8 chapters)

Buy this book

eBook $64.99
price for USA (gross)
  • ISBN 978-3-030-13996-4
  • Digitally watermarked, DRM-free
  • Included format: EPUB, PDF
  • ebooks can be used on all reading devices
  • Immediate eBook download after purchase
Hardcover $119.99
price for USA
  • ISBN 978-3-030-13995-7
  • Free shipping for individuals worldwide
  • Usually dispatched within 3 to 5 business days.

Services for this book

Loading...

Bibliographic Information

Bibliographic Information
Book Title
Indebtedness in Early Adulthood
Book Subtitle
Causes and Remedies
Editors
  • Jeanette Carlsson Hauff
  • Tommy Gärling
  • Ted Lindblom
Copyright
2019
Publisher
Palgrave Macmillan
Copyright Holder
The Editor(s) (if applicable) and The Author(s), under exclusive licence to Springer Nature Switzerland AG
eBook ISBN
978-3-030-13996-4
DOI
10.1007/978-3-030-13996-4
Hardcover ISBN
978-3-030-13995-7
Edition Number
1
Number of Pages
XVII, 187
Number of Illustrations
4 b/w illustrations, 5 illustrations in colour
Topics